Yesterday while speaking with my Postal carrier, I asked her a little bit about Shipping and Insurance. This may be posted somewhere on someone's site, but I felt ignorant when she told me that while insuring packages is a good thing, there are many reasons that the insurance carrier has that would legally allow them not to pay "your" claim.

It seems that if you do not have the package/property to be shipped completely surrounded in 4" of packing material, they do not have to pay any claim for damages if any are incurred. When I say 4", that is 4" on Top, 4" on Bottom, and 4" on the sides. That would mean that if you Ship a comic book in say a "Fed-Ex letter" package, or something similar to that, and you might have written "Do Not Bend" on it, and even had a protective board on both sides of the book to keep it from being bent, the Insurance will not pay for damages unless you meet that 4" rule. As a result, you have purchased insurance that would be useless if actual damages were to occur during shipment. I am going to post this to the CCG boards and see what they say.