I'll take HTF all day long. Something pretty cool about owning a book that most collectors don't have...
I once learned this lesson the hard way. About 5-6 years ago, I was at a small show back east. A dealer had some Timelys & I was interested. He had a Cap Weird Tales 74 (~3.0) for $300. He tried to steer me towards the Cap, but ultimately I opted for a higher grade Marvel Mystery for the same price. The MM is a nice book, but to say I'm kicking myself for passing on that one would be an understatement.