I think it's a joke. Firstly, we were forced by ebay to use paypal and they became the thing to use for online.
If I sell a pair of trainers, the person don't like them now, or have changed their mind for whatever reason, I could click refund person in paypal, it automatically would add the funds paypal received (minus 20-30p), but now you're saying I would be out of $3-$5 for every time this happens now on a $100 item.
This is bad, especially if it's not my fault, but buyers remorse, or someone pulling a fast one.
We need to get something that can compete with paypal, they make enough money out of us for doing very little as it is, never mind the horrible conversion fees they have in exchange rates.
If you sell a $2000 comic, that's gonna be $50-$100 hit if someone changes their mind. I don't think I can sell expensive items online that go through paypal anymore if this is across all continents, might not affect big sellers as much, but small sellers, this could hurt us a lot.